Hialeah's Trusted Insurance Advisor

Your health coverage should feel like a promise kept — not a puzzle you solve alone.

I guide Hialeah families and individuals through every Medicare, ACA, and supplemental plan option so you get the right protection at the right price — without the guesswork.

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Licensed & Certified

Years of Local Service

Personalized Attention

Vivian Rojas providing personalized insurance consultation to a client

Free Consultation

No obligation, no pressure

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What I Offer

Insurance solutions tailored to your life stage

Whether you're approaching Medicare eligibility, navigating a career change, or looking to fill gaps in your current coverage, I provide clear guidance every step of the way.

Medicare Insurance

Navigate Medicare Parts A, B, C, and D with confidence. I help you understand what each part covers, compare Advantage and Supplement plans, and choose the right strategy for your health needs and budget.

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ACA / Marketplace Plans

Life changes — jobs, income, family size — and so do your insurance needs. I find Affordable Care Act plans that fit your situation, including subsidies that can significantly lower your monthly premium.

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Family & Individual Plans

Protecting what matters most starts with the right coverage. I compare options across multiple carriers to find plans that keep your family healthy and your finances secure — at every age.

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Medicare Supplement

Original Medicare leaves gaps — deductibles, coinsurance, and limited provider networks. Medicare Supplement (Medigap) plans close those gaps so you can see any doctor who accepts Medicare with predictable costs.

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Prescription Drug Coverage

Part D can be confusing, and choosing the wrong plan can cost you hundreds each year. I analyze your medications against plan formulary tiers to minimize your out-of-pocket drug costs.

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Year-Round Support

Enrollment is just the beginning. When your circumstances change — a new diagnosis, a move, a prescription change — I'm here to reassess your coverage and make adjustments before problems arise.

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Hialeah

Local Agent

About Vivian

A local advisor who treats your coverage like her own family's

I grew up in this community, and I understand the unique concerns Hialeah families face — from bilingual coverage questions to navigating complex Medicare rules that feel designed to confuse.

My approach is simple: I listen first, then I research. I compare plans across multiple carriers — not just the ones that pay the highest commission — so you get an honest recommendation based on what's truly best for you.

Whether you're turning 65, aging a parent, or simply tired of open enrollment confusion, I make the process straightforward and stress-free. Your peace of mind is the only metric that matters.

10+

Years Serving

500+

Families Helped

100%

Commitment

Coverage Options

Every plan, explained in plain language

Insurance doesn't have to be a foreign language. I break down each option so you can make decisions with clarity and confidence.

Medicare Advantage (Part C)

All-in-one alternative

Combines Part A, Part B, and usually Part D into a single plan. Many include extra benefits like dental, vision, and hearing — coverage Original Medicare doesn't touch.

Lower out-of-pocket maximums
Integrated drug coverage available
Network-based care (HMO/PPO options)

Medicare Supplement (Medigap)

Fill the gaps

Works alongside Original Medicare to cover deductibles, coinsurance, and copayments. Gives you the freedom to see any doctor nationwide who accepts Medicare.

Predictable, minimal out-of-pocket costs
See any Medicare-accepting provider
Guaranteed issue rights during open enrollment

Prescription Drug Plans (Part D)

Save on medications

Standalone drug coverage for those on Original Medicare, or included with Medicare Advantage. I analyze your specific medications to find the lowest-cost plan each year.

Formulary-based tier pricing
Pharmacy network options
Annual plan comparison to catch changes

ACA Marketplace Plans

Subsidies available

For those without employer coverage or Medicare eligibility. Many plans qualify for income-based subsidies that can reduce premiums to very affordable levels.

Premium tax credits if you qualify
Essential health benefits required
Special enrollment for life changes

How It Works

From confusion to clarity in three steps

The process is designed around your schedule and your questions — not a sales script.

1

Tell Me Your Situation

Share where you are — age, health needs, current coverage, budget concerns. No form-filling required upfront. We'll have a conversation, not an interrogation.

2

I Research & Compare

I review plans from multiple carriers against your specific needs — doctors, medications, travel habits — and present only the options that truly fit.

3

Enroll With Confidence

Once you choose, I handle the paperwork, confirm your enrollment, and set up your reminders for future changes. You'll never wonder if something was missed.

Client Stories

Trust built one conversation at a time

"I was overwhelmed by all the Medicare options. Vivian took the time to explain everything in a way I actually understood, and she found me a plan that covers all my prescriptions at a fraction of what I was paying."

M

Maria G.

Hialeah, FL

"Vivian didn't just help me pick a plan — she made sure I understood what I was getting into. She even followed up after enrollment to make sure everything was set up correctly. That's the kind of care you don't find everywhere."

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Roberto L.

Hialeah, FL

"After my husband passed, I was lost when it came to adjusting my coverage. Vivian sat with me, went through every detail, and made sure I wasn't losing benefits I needed. She treated me like family."

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Elena R.

Hialeah, FL

Get In Touch

Let's find the coverage that fits your life

The first conversation is always free and comes with zero pressure. Whether you have a specific question or just want to understand your options, I'm here to help.

Call or Text

(954) 279-0867

Email

vivianrojasinsurance@gmail.com

Office

18400 NW 75th Pl, Hialeah 33015

Request a Free Consultation

I'll get back to you within one business day.

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